Tax Credits for Families and Single Parents: Are You Eligible?

Alejandro
Apr 4
2 min read

Every year, many families and single parents in the United States look for ways to reduce their tax burden and maximize their tax refunds. If you have dependents, you may qualify for significant tax credits that can help you save money and increase your tax return.

Below, we explain the top tax credits for 2025, how to qualify for them, and how to make the most of these benefits.

What Are Tax Credits and Why Are They Important?

Tax credits are tax benefits that directly reduce the amount of taxes you owe. Unlike tax deductions, which lower taxable income, tax credits decrease your tax bill dollar for dollar and, in some cases, may even provide a refund if the credit is refundable.

Top Tax Credits for Families and Single Parents in 2025

1. Child Tax Credit (CTC)

Offers up to $2,000 per qualifying child under 17.
Up to $1,600 may be refundable through the Additional Child Tax Credit (ACTC).
Income limits apply: $200,000 for single filers and $400,000 for joint filers.

Requirements to qualify:

The child must have a valid Social Security number.
The child must have lived with you for at least six months of the year.
You must meet the IRS income limits.

2. Earned Income Tax Credit (EITC)

Designed for low-to-moderate-income workers.
Can provide up to $7,430 depending on income and number of children.
Available for single parents and families with qualifying dependents.

Requirements to qualify:

Have earned income within the specified limits.
Meet the tax filing requirements.
Have a valid Social Security number before the tax return deadline.

3. Child and Dependent Care Credit

Covers up to 35% of childcare expenses for children under 13 or disabled dependents.
Maximum of $3,000 for one dependent or $6,000 for two or more.
Non-refundable but directly reduces tax liability.

4. Adoption Tax Credit

Up to $15,950 for qualified adoption expenses.
Non-refundable but can be carried forward to future tax years.
Available for families earning up to $279,230.

How to Know If You're Eligible?

Each credit has specific eligibility requirements, including:

Income level.
Filing status.
Number and age of dependents.
Expenses related to childcare or adoption.

The IRS provides online tools to check eligibility, and you can also consult a tax professional like Professional Taxes LLC to ensure you maximize your tax benefits.

At Professional Taxes LLC, We Are Here to Help

If you're a single parent or have dependents, these tax credits can make a significant difference in your financial situation. At Professional Taxes LLC, we’re here to help you maximize your refund and take advantage of every available benefit.